Bank Cards

Credit Card

Account Bank Credit Card
Annual Percentage Rate (APR) for purchases APR1: 0.00% for 18 months from date of account opening. After that, 9.95% variable. APR2: 0.00% for 12 months from date of account opening. After that, 16.99% variable. APR3: 0.00% for 8 months from date of account opening. After that, 21.99% variable.
Other APRs Balance transfer APR: 0.00% for 18 months from date of account opening for APR 1. After that same as for purchases for APR 1. 0.00% for 12 months from date of account opening for APR 2. After that same as for purchases for APR 2. 0.00% for 8 months from date of account opening for APR 3. After that same as for purchases for APR 3. Cash advance APR: 27.24% variable. Default APR: 32.99% variable.
Grace period for repayment of the balance for purchases At least 30 days if you pay the total balance in full by the due date every billing period.
Method of computing the balance for purchases Average daily balance. This includes new purchases.
Minimum finance charge 70 cents.
Annual fees None.
Fee for foreign purchases 5% of the U.S. dollar amount of each purchase made outside the U.S., whether made in U.S. dollars or in a foreign currency.

Debit card

Account Bank Debit Card
Access options Unlimited Phone & Internet Banking access
Cheque book Optional
Monthly account service fee $3
Additional transaction fees
  • Electronic Transaction – $0.70
  • Cheque Transaction – $0.50
Interest rates:
Amount Interest rates
Balances between $1 - $99,999 0% APR
Balances over $100,000 0.03% APR